.ptrn-footer {
	background-image: url(images/ptrn-footer.gif);
	background-repeat: repeat-x;
}
.ptrn-header {
	background-image: url(images/ptrn-header.jpg);
	background-repeat: repeat-x;
}
body {
	background-color: #f6faf0;
	background-image: url(images/ptrn-body.gif);
	background-repeat: repeat-x;
}
.smallcopy {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #999999;
}
.nav {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	color: #FFFFFF;
	text-transform: none;
	text-decoration: none;
	font-weight: bold;
}
.nav:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	color: #ff7e15;
	text-transform: none;
	text-decoration: underline;
	font-weight: bold;
}
.navactive {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	color: #ff7e15;
	text-transform: none;
	text-decoration: none;
	font-weight: bold;
}
.ticmark {color: #8595b0
}
.bodycopy {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 18px;
	color: #000000;
}
.bodycopylink {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 18px;
	color: #ff7e15;
	font-weight: bold;
	text-decoration: none;
}
.bodycopylink:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 18px;
	color: #ff7e15;
	text-decoration: underline;
	font-weight: bold;
}
.faq-hompage {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	line-height: 24px;
	color: #1b3761;
	text-decoration: none;
}
.faq-hompage:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	line-height: 24px;
	color: #ff7e15;
}

.hp-subhhead {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 22px;
	line-height: 20px;
	font-weight: bold;
	color: #1b3761;
}
.ptrn-vert-line {
	background-image: url(images/ptrn-vert-line_18.gif);
	background-repeat: repeat-y;
}
.hp-title-1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 22px;
	line-height: 30px;
	font-weight: bold;
	color: #1b3761;
}
.hp-title-2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 28px;
	line-height: 34px;
	font-weight: normal;
	color: #FFFFFF;
}
.smallcopy-link {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #ff7e15;
	text-decoration: none;
	font-weight: bold;
}
.smallcopy-link:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #ff7e15;
	font-weight: bold;
	text-decoration: underline;
}
.subnav {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	line-height: 20px;
	color: #1b3761;
	font-weight: bold;
	text-decoration: none;
}
.subnav:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	line-height: 20px;
	color: #1b3761;
	font-weight: bold;
	text-decoration: underline;
}
.subhead {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	line-height: 22px;
	font-weight: bold;
	color: #ff7e15;
	text-transform: uppercase;
	margin-top: 30px;
}
h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 26px;
	line-height: 36px;
	font-weight: bold;
	color: #1b3761;
}
.subnavactive {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	line-height: 20px;
	color: #FFFFFF;
	font-weight: bold;
	text-decoration: none;
}
img, div { behavior: url(iepngfix.htc) }